Sim Yi Ting Stephanie

AIA Executive Personal Wealth Manager, Certified AWP CFP®, Certified AEPP®

Sim Yi Ting Stephanie

AIA Executive Personal Wealth Manager, Certified AWP CFP®, Certified AEPP®

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Articles Worth Sharing

Stephanie constantly strives to get better to be the best advisor to the clients she serves and she strongly believes that only by taking care of her clients' needs, then she is able to provide the best solutions which will withstand the test of time.

Stephanie's motivation to give her best to everyone who crosses her path comes from the satisfaction of knowing that she is able to help her clients to create a promising future and impact lives positively.

Her faith compels her to work for the good of others by meeting the highest standards possible, and she believes that only the most excellent work ethics will do.

  • Work
    • SP-CFG (Champ Financial Group) is an authorized representative of AIA Singapore
  • Credentials

      AIA 6th Runner Up FSC 2022, COT Qualifying Member 2023 2024, MDRT Qualifying Member 2020 2021 2022, AIA Centurion Club 2020 2021 2022 2023 2024, AIA High Net Worth Prestige Club 2021 2022 2023 2024, Bach (Hons) Accounting & Financial Management, Certified Associate Wealth Planner CFP®, Certified Associate Estate Planner AEPP®

Newsletters

Articles Worth Sharing

Newsletter Issue 87: Growth and Transformation: Nobody Said It Was Easy

Life is a multifaceted journey of growth and transformation. From overcoming setbacks to embracing professional and personal development, this issue contains wisdom on self-forgiveness, career and financial success, and the limitless power of lifelong learning. The process of growth may not always be easy, but it will be worth it. I hope this enriches your life.

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Newsletter Issue 86: Plan Well. Age Well.

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

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Newsletter Issue 85: How To Ride The Dragon

As we embrace 2024, discover essential insights for a prosperous journey ahead. Explore key financial strategies and economic trends aligning with the Dragon Year's promise of prosperity. Immerse in the cultural vibrancy of the Lunar New Year celebrations. I hope this issue with its blend of wisdom and practical advice equips you to navigate the opportunities and challenges ahead with confidence. Together, let's ride the Dragon!

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Newsletter Issue 84: Reflect, Review & Recharge

In this issue, here are some insights on mindful reflection, effective goal-setting, and strategic reviews. I hope this helps you equip yourself for a thriving year ahead with impactful resolutions and fresh perspectives. Let's embark on this journey of growth and renewal together.

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Newsletter Issue 83: Holiday Highlights: Echoes of Joy

Embrace the spirit of the holiday season in this month's issue, where cherished traditions meet thoughtful innovation. From smart savings and healthy feasts to meaningful gifts and cozy stays, our collection of articles offers a reflective journey through holiday warmth. Savour every moment with our handpicked tips and recipes, and let's celebrate the joy and generosity that define this wondrous time of year.

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Newsletter Issue 82: Inflation & You

As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment.

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Newsletter Issue 81: Empowering Children

In celebration of Children's Day, here is a friendly collection of articles brimming with insights! I hope these writings can guide us in embedding valuable skills, boosting financial literacy, and laying down a roadmap to raising resilient, balanced children. May we empower the upcoming generations, helping them blossom into well-rounded and holistic individuals. Let's cherish the joy of nurturing our future

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Newsletter Issue 80: Home Dreamers

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

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Newsletter Issue 79: Before It's Too Late...

In today's rapidly ageing society, advance care planning and long-term care planning are emerging as critical considerations for ensuring a comfortable and secure future. As we journey together through the intricate aspects of planning for what lies ahead, it's never too early to make such vital decisions. It's your future; plan it well.

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Newsletter Issue 78: Unlocking Potential of Our Awe and Envy

In the delicate balance between awe and envy lies an opportunity for growth. Awe opens our eyes to the beauty and possibilities around us, while envy stirs our desires for improvement. By using awe as a wellspring of inspiration and envy as a catalyst for positive change, we get to harness these emotions to fuel our ambitions, cultivate empathy, and create a brighter future for ourselves and others in various aspects of our lives.

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Newsletter Issue 77: Living with New Realities of AI and ChatGPT

As artificial intelligence (AI) and chatbots like ChatGPT become ever more prevalent, AI’s potential to transform our lives and economy cannot be understated. With the increasing adoption of these technologies, they will not only transform the ways we use or consume information, but they are also poised to play a pivotal role in just about every aspect of our lives, including work, finance, and parenting. In this issue, we explore the nuances of AI and the possibilities it brings to our world.

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Newsletter Issue 76: In Honour of Moms

Whether we are mothers ourselves or simply have someone in our lives who has played a motherly role to us, chances are, our lives have been influenced in profound ways by motherhood. Let's take a moment in this issue to honour, value, and draw lessons from the incredible wisdom of women and mothers who have impacted our worlds.

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Newsletter Issue 75: Keep Calm & Innovate

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

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Newsletter Issue 74: Bright, Brainy & Beautiful Living

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

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Newsletter Issue 73: The Golden Gift of Intentional Quiet

For many, the festive season is a time of food, celebrations, social interaction, and hype. Coupled with the continuous demands of work and life, such periods can sometimes leave us feeling drained, and some of us may even struggle to get a breather. In this issue, I have put together resources on how we can possibly wind down and benefit from more intentional quiet and less noise.

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Newsletter Issue 72: Finding The Silver Lining

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

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Newsletter Issue 71: Planning Ahead

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

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Newsletter Issue 70: Taking A Walk

Many of us lead busy and stressful lives. Even when we may be caught up meeting deadlines, sprinting towards our next goals, or looking after our families, we cannot neglect taking appropriate breaks for our well-being. While it may feel counter-intuitive to do so, sometimes the best thing is simply to step away from the four concrete walls to go for a walk outdoors. It refreshes the mind, body and soul, and is beneficial for our health and creativity. So let's lace up our trainers and walk our stresses away.

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Newsletter Issue 69: Mind Over Money

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

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Newsletter Issue 68: Navigating Differences, Conflicts and Relationships with Maturity

Every one is different, and differences in opinions, interests, backgrounds and personalities tend to come with conflicts. Whether is it our co-workers, friends, family members or even our partners, disputes are not only common, but they're natural and sometimes inevitable. The question is, while such conflicts arise, how do we navigate them? Do we attempt to work through issues amicably with others, or do we allow our egos and emotions to rear its ugly head? Today, we look at practical tips on how we can manage ourselves and relationships in more mature ways.

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Newsletter Issue 67: Better Than Before

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

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Newsletter Issue 66: Self-Doubt & Self-Confidence

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

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Newsletter Issue 65: 80 Summers, 80 Winters, 1 Life

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

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Newsletter Issue 64: Travelling Again

For the past years, given the pandemic and restrictions, many of us were forced to re-evaluate how to plan and book trips for holidays, or consider whether we should even be planning for any travel at all. Now, as borders are opening up, we have reached a stage where many of us are ready to start traveling again and make vacation plans once more. The catch, though, is that traveling will likely continue to be complicated as new variants emerge. How then do we plan for travel? In this issue, we explore this matter in more depth.

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Newsletter Issue 63: Being Positive

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

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Newsletter Issue 62: Social Media and Mental Health

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

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Newsletter Issue 61: Being Savvy This Festive Season

It is a season of feasting, socialising and spending time with our family and friends. Amidst the bustle of festive preparations and joviality, let us not forget to take care of our well-being even as we celebrate this time of wealth, health and happiness. Stay safe, savvy and prosper!

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Newsletter Issue 60: Looking Towards 2022

By this time, we would have endured quite a long period of the COVID-19 pandemic and many things have changed. Collectively, we have adapted to new ways of living, working and socializing. While there is no telling of when this pandemic will truly “end”, one thing’s for sure: Life goes on. The best we can do is to continue to look towards the future and live out the best we can. As we head into a new year, here are some predictions and trends we can look forward to.

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Newsletter Issue 59: 6 Essential Money Moves To Make In Uncertain Times

In times of uncertainty, it’s easy to get overwhelmed. With the COVID-19 outbreak, we are faced with the challenge of adapting life around the virus and navigating intense market volatility. This leaves many of us feeling anxious and even disempowered.

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Newsletter Issue 58: Misconceptions that hold us back

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

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Newsletter Issue 57: One Thing At A Time

In meeting the demands of work and every day life, many of us can feel compelled to do all things at once, and may become overwhelmed or less effective as a result. To counter this, it is worth taking a moment to adjust our pace; to give ourselves the space to practice taking one step at a time in the ways we perform our tasks and how we manage our minds & emotions.

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Newsletter Issue 56: Habits & Decisions That Compound

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

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Newsletter Issue 55: Managing Burnout

In a world where more of us are increasingly working remotely, the issues of exhaustion, burnout and digital fatigue have become more pronounced in recent times. The implications on mental health and quality of life are real. Here are insights and resources that I hope can help us better understand the nature of the burnout that we may experiencing. More importantly, we can learn to manage, uplift ourselves and also the people around us.

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Newsletter Issue 54: On Leadership

Leadership is the act of guiding a team or individual to achieve a goal through direction and motivation -- and there is a leader in all of us. This issue contains insightful resources and pointers that touch on the various under-talked about but important aspects of leadership. I hope this inspires us to not just exercise good leadership in our daily lives as individuals and organisations, but more importantly, help us get through and thrive even in difficult times.

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Newsletter Issue 53: Productivity, Personal Effectiveness & Meaning

As our personal lives get increasingly intertwined with our work in this season, it becomes more important than ever to find ways to devote our energies to become more effective & productive as individuals. Here, I'd love to share with you on some resources and powerful ideas on how we can not only become more productive, but also make our work & daily life more meaningful in the process.

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Newsletter Issue 52: Living A Good Life

What does it mean to lead a good life? The meaning of a good life, or life for that matter, is subjective. But there are some evergreen truths and wisdoms that we can all live by that help us gain the most out of life even through obstacles and challenges. In this issue, I have put together for you a series of insights, tips & advice by some of the best thinkers throughout history on how to live out a good life. I hope these resonate with you.

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Newsletter Issue 51: Dignity and Why It Matters

Dignity is the state or quality of being worthy of honour or respect by virtue of being human, and every person has an intrinsic need to feel valued and needed. Yet, in our world, there is often a gap between the ideals and realities of how dignity is accorded to individuals across age, gender, social statuses and financial positions. In this issue, I'd like to bring attention to the topic of dignity, and the ways which we can protect & honour the dignity of others and ourselves.

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Newsletter Issue 50: Empowering Women In Our Midst

Women have long played a huge part in our society and economy. When it comes to uplifting women, the work extends beyond just international women's day or month. In fact, it requires continuous effort from not just leaders, but also every day folks like us to recognise and appreciate the great potential of women in our lives. In this issue, I'd like to share insights on how we can be enablers of women's progress while staying aware of the realities and struggles they may face. I hope this helps us in empowering the women and girls in our midst.

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Newsletter Issue 49: The Gift of Paying It Forward

When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

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Newsletter Issue 48: Done is Better Than Perfect

As we begin a fresh year, it is a good idea to not just evaluate ourselves based on the previous year on how we have been managing our lives, but also to find out ways to become more productive as we move along. In this issue, I'd like to share with you some powerful ideas on productivity and how we can make the best of our resources, time, energy and capabilities. Let's do this!

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Newsletter Issue 47: Of Languages, Love and Possibilities

In the words of Poet Ali in his TED Talk, "Every language we learn is a portal by which we can access another language"; the more we know, the more we can speak. To round off the year, I'd like us to take a moment to learn new concepts, stories and ways of seeking and connecting, which will empower us to adapt to the needs of others & ourselves in the way we relate, love, heal, and see possibilities. I hope this inspires you.

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Newsletter Issue 46: Guiding Principles and Tips on Taking Charge of Finances in Our Lives

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

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Newsletter Issue 45: On Teaching, Learning & Growth

All of us would have people around us that we learn from in our lives. And people whom we in turn teach and need to be accountable to at some point - as students, working adults or parents. The better we are at relating and leading others into growth, the better we become as individuals. In this issue, I hope we can draw some lessons and wisdom from these materials that can help us cultivate values and cultures that we want in our lives and lift us up.

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Newsletter Issue 44: The Ability to Rethink & Reassess Our Minds

As humans, we often like to think we're right, even when we can be wrong at times. Many of us have the unconscious tendency to seek information that support our existing beliefs & disregard or undermine those that do not match ours. But doing so without awareness or questioning can have adverse effects in the way we think, make decisions & live our lives. Today, I'd like to share with you some potential consequences of confirmation bias & what we can do about them.

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Newsletter Issue 43 : Staying Grounded in Things that Serve Us

The world as we know it has changed for good on pretty much every level - from our lifestyles, to habits, to incomes and economy. As we navigate our way and find our place in trying times, it is important to stay grounded and keep the faith as we focus on seeing and creating opportunities, solutions & meaning. While there are no quick fixes in times like these, there's still a space for us to find ways to improve and cope better in our lives. I'd like to share them with you in this issue. Let's keep our heads up in choosing to persist in hope & good thoughts, and I believe we will emerge stronger than before.

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Newsletter Issue 42 : Moms Never Retire?

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

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Newsletter Issue 41: This is the 8th Wonder of the world - Einstein

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

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Newsletter Issue 40 : Mastering the Skill of Learning New Skills Fast

Today's phone in our pocket has 100,000 times the power of the computer that landed man on the moon 50 years ago. Our world is evolving at breakneck speed today. The World Economic Forum projected that more new jobs will be created compared to the ones lost. Uncertainty remains about what these new jobs would be. But the time to change our approach to learning new skills has come. The time is now. The 4th Industrial Revolution has begun.

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Newsletter Issue 39 : What is hurting Employees and Employers

There are many new things to deal with at this time while we are being isolated from life-as-usual. A new lifestyle, a new future and something that can be quite subtle - a new kind of burnout. It should do us well to be aware about this so we can learn to disengage when we need to. I wish you and your loved ones good health and may you continue to stay safe!

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Newsletter Issue 38 : Holding Space in Difficult Times

Amidst a pandemic, the profound impact & discomfort of loss or the prospect of loss is felt almost universally. We may find ourselves and even those we care about feeling anxious & restless, which makes it challenging as we find ways to adjust not just physically, but also mentally & emotionally. At this time, emotional support for one another becomes ever more essential. Here, I'd love to share with you insights that can help us have a deeper understanding on the complex emotions that we may be dealing with, & the ways in which we can provide meaningful social support in our daily interactions through being present & holding space for others.

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Newsletter Issue 37 : Covid19 - No turning back from a new future and reality

What the eyes cannot see is bringing countries to their knees as we write. The full impact of Covid19 is still unknown. It has ushered in a new reality for the World. Our lives will never be the same again. And Covid19 won't be the last. While we #fightasone, let's see how we can prepare ourselves and our children for this new future - together. Here are some good reads that I believe can help us rethink this new future and its possibilities. If you find these resources useful, please forward them to those you care about, especially at a time such as this. Cheers!

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Newsletter Issue 36 : Make these 6 decisions

Here's wishing you and yours a very fruitful 2020, and the best is yet to come! Another year, and what better way to start it with a collection of thoughts that might turn out to touch your life for the better? I hope you could find something useful and share along with those you care about too. Cheers for a blessed 2020!

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Newsletter Issue 35 : When the going gets Rough

When the going gets rough, it can at times be easy to lose sight of what we set out to attain in our lives, be it in our personal endeavours, work or finances. The process of going & pushing through such situations may not be most comfortable, but persevering and talking about how to handle them is necessary. These are perspectives I found useful and inspiring. I hope this gives you hope.

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Newsletter Issue 34 : Trust, Relationships and Emotional Security

In many ways, relationships are key to our well-being, as trusting, fulfilling relationships lay the foundation for our emotional health and security. But to work through relationships and trust matters aren't always linear or clean - they can be messy and raw. Here are some articles that I found incredibly valuable that enrich us in our personal and professional lives.

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Newsletter Issue 33 : These are simply worth sharing with you

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

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Newsletter Issue 31 : The Power of Tiny Gains

These are some rather transformative articles that could help you and those you care about. So please be free to share them. I hope you find them beneficial. If you like them, do drop me a note and I'll be very glad to know I've added value and touched someone.

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Newsletter Issue 30 : How the World forgot to sleep

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

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Newsletter Issue 29 : Don't leave life without it

The Bucket List - chances are that you may not have made one. It is an interesting journey that we can take together. It's also a lot easier taking a peep at some of the most inspiring bucket lists that we have put together to share with you. Let's start one and live it out!

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Newsletter Issue 28 : 8 Ridiculously Good Recipes That Only Take 15 Minutes

Since our taste buds are not working like black and white TVs. We know it's meant for some tasty good food. Yummy! Let's stay healthy, and also up our knowledge about making some nice interesting food. Here are some really good resources curated for you.

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Newsletter Issue 27 : Life's most Powerful Lessons

There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air.

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Newsletter Issue 26 : 3 Financial Wisdom from a woman with 3B Net Worth

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

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Newsletter Issue 25 : Come 15th May, Singaporeans have One more thing to be proud of

In case you missed the news, besides the big 3 - US, Russia & China, tiny Singapore would be the next to send a human into Space using a helium Stratospheric balloon capable of lifting an SUV. This is a 5 years arduous journey filled with many inspiring stories. A Visionary who saw the possibilities, followed by 150 applicants to be Singapore's first Astronaut, and finally an extraordinary individual to make the trip, laying his life on the line. Yet his project isn't about Space. It's about creating a better mental model for Singaporeans - that with the heart, mind and grit, we can do great things. Enjoy this historic moment.

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Newsletter Issue 24: The Interesting secret

Or rather, this issue is about learning the secrets of being interesting. Even calling it a secret is a little too much. In today's world of overwhelming information overload, it's about paying attention to certain things that some people do to make themselves more interesting than others. We can all do better in life with a little dose of this knowledge. So let's dig in!

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Newsletter Issue 23: The way we Think

In this issue, I'd like to do something different. All of the highlights are very interesting videos from TED talks about the way we think. The videos are between 15 to 30 minutes, but they are well worth your time I promise. Hope these resources will help create marginal changes in your life every so often. Let's be enlightened together!

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Newsletter Issue 22: Why Happiness is linked to Deep Talk

Research seems to point to the fact that those who engages in deeper conversations with others are happier people. This is what I call a happy finding. It levels with what makes us human. We speak, we listen, we feel, we learn, we take and we give. And deeper conversations allow us to lift each other up.

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Newsletter Issue 21: Half of the jobs in 2020 are not yet known

In the last issue, we discussed how robots will change our lives in the future. It has become increasingly important for us to keep our minds on the ball, stay sharp and stay progressive. If half the jobs in 2020 are yet to be known to us, how can we prepare ourselves and our children today? To face a fast changing future, we need to first understand it. We need to try and take a peek into this future and start to embrace change.

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Newsletter Issue 20: Your Life is About to Change

We have come to a very unique juncture in time, where we are transitioning into the 4th industrial revolution. This is a time where technology as we know it will start to escalate in its rate of change. Our lives and jobs will surely be impacted. But how? It is time to consider this and take stock of where we might stand now and three to five years later.

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Newsletter Issue 19: The Indispensable Power of Story

From a parent to a child, between friends and professionally in the workplace - there's something special about the role of story telling. And we've a lot to learn from the world's great story tellers. Some of the best are comedians, public speakers and politicians. But there's more. I hope the following articles will help you get started in this interesting journey of learning and exploration.

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Newsletter Issue 18: Retirement dream vs reality

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

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Newsletter Issue 17: Some things don't change

The future seems to come at us at a faster pace than before. It brings along with it many questions. Will automation take over our jobs? What new jobs will be created? And which existing ones will be obsolete? How can we survive? Yet some things don't change. Understanding the things that will change and those that won't can help us carve out a better future.

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Newsletter Issue 16: 2 Tips from a 116 year old

Most of us find it hard to change even when we know we need to. If only it's as easy as a walk in the park. But once in a while, a certain change of perspective is all it takes. Hopefully, today can be one of those time for you. We can gain some insights and wisdom from these articles that are worth sharing.

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Newsletter Issue 15: The thing about Time management

Do we need to get better at time management? Or do we need to instead think about Time itself? More specifically, what it means to us - with the very limited time that we have. The answer would be different for each of us. But I'm rather certain that taking time to ponder about Time itself can be a fruitful thing to do.

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Newsletter Issue 14: What you need to beat Diabetes

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

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Newsletter Issue 13: Hipster Hawker Stalls - Yummy!

Health is important, so is a good life and great food! One of the great thing about being in Singapore is that there's always new food places to explore. In this issue, I'd like to bring you to a couple really good yummy places - wrapped up with a hilarious video you don't wanna miss.

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Newsletter Issue 12: Oh how beautiful, beautiful, beautiful!

Singapore is growing as a cultural center. But why is Art important? And how can Art, in its many forms make our lives better? Deep within all of us, there's a need for expression and appreciation. There's certainly more for us to explore and learn about Art. Do not miss the video below. Oh how beautiful this is ~ a celebration of art and life!

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Newsletter Issue 11: Secrets of the Heart - Uncovered

It is always quite refreshing to discover new things about our health. In this case, Vitamin C is one of those surprises. Do watch the video below till the end ~ it could be a life saver. But please seek your doctor's opinion as well.

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Newsletter Issue 10: The result of reading

The more we read, the more we can share. And sharing is caring. Here are a few interesting articles I'd like to share with you in this issue of my newsletter. Remember to pass it along to those whom you care about too.

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Newsletter Issue 9: This isn't the bucket list

It isn't the bucket either. One good news is that more people are now surviving cancer. The other good news is that life expectancy has increased from 75 to more than age 80. But hold that thought for a moment - it's only good news if one is financially prepared to survive such a critical challenge.

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Newsletter Issue 8: Creativity

We may have thought that creativity is a realm belonging to a selected few. But is it? In this issue, we explore together some interesting stories that may strike a chord of inspiration for you. You can be creative too.

Read more

Wall of Trust

Testimonials & Referral Notes

Meet My Financial Advisor

Hi Everyone,

Steph is a very sincere advisor who puts a lot of effort into helping her clients with their financial planning.

She works in a systematic manner by understanding about my financial needs and goals, then tailors customised strategies for me to ensure that I'm is adequately protected in all aspects while working within my financial capabilities to address the gaps in my financial portfolio.

She always shows up to our review meetings fully prepared to provide detailed information which are customised for my situation.
She is also very approachable, responsive and explains things clearly whenever I had questions.

Regards,
Jun Rui, Catastrophe Modeling Analyst

Meet my Financial Advisor

Hi Everyone,

I was looking for a FA who can introduce a product that can help me grow my money better.
I chose Steph because she is a sincere and driven FA with a good history, and she places her client's priority first.

She is also very approachable and her professionalism shows in her dealings as well.

I both love and hate her review sessions because she lays it out bare, but I'm also thankful to her because she not only helps with my financials, but also provides a listening ear, advice to any other issues I may have as well.

I believe everybody who chooses Steph as their FA will also find that they made a friend for life as well.

Cheers!

Regards,
Robin, Pricing Specialist

Meet my helpful Financial Advisor

Hi Everyone,

As a young adult navigating through the process of adulting, it can be a daunting experience as I am mostly clueless about what to do with my finances.

Stephanie has been a very helpful presence to me in planning policies for me.

I am usually very wary of whom I choose as my financial advisor but Stephanie has managed to convince me with her experiences and sincerity that she does wish the best for her clients.

Regards,
Banjamin, Product Development Engineer

Meet my Knowledgeable & Sincere Financial Advisor

Hi Everyone,

I found Stephanie to be a professional, and knowledgeable advisor. Her keen ability to listen attentively and understand my unique financial goals and concerns was truly remarkable.

It was evident that she was genuinely dedicated to helping me achieve my aspirations and secure a stable financial future.

Her depth of knowledge in the financial landscape is truly impressive. She has a talent for breaking down intricate concepts into easily comprehensible terms, empowering me to make informed decisions with conviction.

Throughout our journey together, I have been struck by Stephanie's unwavering sincerity and ethical approach. She operates with utmost transparency and honesty, ensuring that all recommendations are in my best interest.
I never once felt pressured into making decisions and always had the freedom to explore various options before committing.

There is also a personal touch that sets Stephanie apart. She invested time in building a meaningful relationship, understanding not only my financial goals but also the values that underpin them.
This level of care and genuine concern for my well-being has made working with her an enriching experience, making me feel valued and empowered in every interaction.

Thank you for being on this journey with me.

Regards,
Kennard

Meet my Most Reliable Advisor

Hi Everyone,

I got introduced to Steph by my ex colleague.
Initially I thought she will be like most typical agents who will be salesy and hard-sell me policies but she ended up being more like my sister who helps in all areas of financial planning eg protection planning, wealth accumulation and even retirement planning.

If you are looking for the most reliable, responsible and “nanny” type of agent, here she is.
Steph is the best in terms of services provided.

Regards,
William, Engineer

Meet My Financial Advisor

Hi Everyone,

I have never really had a financial advisor, so when I first came to Singapore, my younger sister introduced me to Stephanie.
My sister told me about how good and trustworthy Stephanie is, and honestly, at first, I was unsure about her.

But after meeting Stephanie and the way she explains things, she can break a very complex thing into something simple and easy for me to understand.
She really has that genuineness about her as a person that makes you trust her easily because you know she's done her research, you know you're in good hands.

She's also very understanding and patient, she doesn't rush you to and leaves you time to think before agreeing to a plan.

I'm very fortunate to have met a financial advisor like Stephanie, and she's also becoming like an older sister to me.

It's good to know that someone other than your family members have your back, and since we have the same surname, we might as well consider ourselves family!

Regards,
Michelle Sim

Meet my Meticulous Advisor

Hi Everyone,

As i have hit my 30s and an important milestone in my career, i felt like i needed an advisor who understand my financial situation and provide the necessary advise for my long term healthcare coverage needs.

For the past 10 years or so, i have had insurance plans with multiple advisors from various companies.
But none of them were knowledgeable or well-versed in the policies that they were selling, which left me in doubt and uncertainty as to whether i was purchasing a policy which i really need.

The moment i met Stephanie, i knew that she is the right advisor for me as she meticulously analysed my financial background and identified the key policies which i am lacking.
I also really appreciated the fact that she wasn't pushy like how most advisors do in order to rack up sales.
She is willing to listen and offer the most realistic advise catered to my needs.

So far, i am really satisfied with the well curated portfolio that she has planned for me and im really glad that i've met her at a crucial point in my life.

I feel assured that Stephanie will always be there for me be it in good times or bad times. Thank you so much Stephanie.

Regards,
Wee Yang

Meet Stephanie

Hi Everyone,

I was reaching a milestone in my life and career where I needed a more dynamic and responsive advisor who would go the extra mile to help me to be that one person who I could rely on to advise, plan and consolidate the healthcare coverage needs for my family.

After a thirty-year career, I had a mix of policies from various institutions. Moving forward, I wanted to identify potential areas for my healthcare coverage where I would need to augment and to initiate a more comprehensive coverage for my teenage children.
I started searching and speaking to potential advisors, including those who have supported me previously.

Stephanie was heads and shoulders above the rest in terms of her response time and forward planning ability. I appreciate that she did not push certain products that I did not appear keen on and was always ready to listen and respond immediately to match what I needed with what was available.
In the end, I am very happy with the new portfolio that we have curated for my family.
As my family grows, and as we finesse our healthcare coverage again, I am assured that Stephanie will be there, ready at any time to support.

Regards,
Daryl, Director

Meet Our Wealth Planner

Hi Everyone,

Stephanie is the real hallmark of true compassion coupled with genuine care and concern.

Her wisdom to act with gentleness and kind concern for her clients has certainly made our journey very engaging and fruitful.

One commendable skill set which she has is that she is a great listener. She is very patient and listens to the needs of her clients and then recommends relevant options for their consideration.

Thank you Stephanie we are blessed to have known YOU! YOU certainly made the difference in our lives!

Regards,
Parveender

Meet my Dedicated Advisor & Friend

Hi Everyone,

I was a loyal client of a competitor insurance company and I never thought I will ever choose another company nor advisor to trust. 
However, just meeting Stephanie through a mutual contact changed my mind.

Within 2 sessions, I can feel how dedicated and how concerned she is for my welfare and wealth growth, even though we are strangers. 
Instantly, I felt very comfortable and trusted her more than enough to take a leap of faith out of my comfort zone on my policies.

She is very thoughtful, caring and now, I would say a very good friend of mine or even sort of a long-lost sister from another family in such a short span of time. That says a lot when I keep my circle of friends in a very small group.

Besides getting a very ethical financial advisor, you also get a very caring friend who will go out of the way for you on everything you should be covered at your own pace and budget. 
The personal touch really shows how dedicated and committed she is to her clients. Never have I seen an advisor that really embodies the true meaning of “insuring”, caring so much on health coverage and at the same time, building wealth in the long run.

In summary, you don’t have to look elsewhere for a trustworthy advisor. 

As a bonus, you get someone that can also be your friend or your that-naggy-“relative” that always reminds you to take care of your health etc.

Regards,
Raymond Tay, Head of Business Development Manager

开朗负责任的经纪

Hi Everyone,

我是透过儿子认识到Stephanie的。她是一个非常开朗,笑容满面,负责任的agent。她清楚的知道哪些保单对我最适合也会考虑到我的经济能力负担许可范围才会建议适合我的保单。
当我收到保单时,只要一有不明白,打电话或发简讯给她,她都很快的回复,很有耐性清楚讲解到我明白为止。
我非常感恩能遇到Stephanie 这样的一位专业,服务态度好的保险经纪!

Regards,
Mdm Leong , Healthcare assistant

Meet my SUPER FA!

Hi Everyone,

Before Steph i had a few FA, she is by far the most detailed, thorough, understanding and responsive by a country mile.
She has great product knowledge, and will recommend solutions according to your needs and goals. 


There are plenty of plans out there but ultimately, she recommends only what's suitable and necessary for me.

She is definitely not the kind that disappears or only contacts you occasionally, she follows up and checks up on me frequently.

She is my super FA!

Regards,
Melissa, Administrator

A good advisor & Friend

Hi Everyone,

I got to know Stephanie through one of my Army buddies. She is extremely sincere and approachable as a FA. She doesn’t rush the details and can articulate details very well in layman terms.
This was important to me because it wasn’t easy to share my thought process about life and what I want to achieve in the future without having to receive any “judgement”.
With her input, it really gave me a better understanding on my financial situation and to connect the dots on life planning.
What also struck me was that she continues to improve herself in the realm of financial planning & wealth management. To me, this is a very important trait and a testament to being a good advisor as the drivers and tools of investments continue to change overtime.

Every review session with Steph is a great session as she is a good active listener and will provide constructive feedback on my current situation – it can be about work, life, family, and investment.
Never once have I felt that I just getting another policy and I’m sure all her new and existing clients will resonate the same way as me.
A good advisor and more importantly, a good friend who will walk alongside in assisting you to minimise your financial uncertainties in life.
Cheers!

Regards,
YS, Project Manager

Meet my Consistent & Trusted Advisor!

Hi Everyone,

I got introduced to Steph by my bestfriend and through the years of working with her, she has been consistent and generous in the effort she puts into ensuring my financial portfolio is growing. 



Despite having so many clients, the attention she pays into the little details of my planning has never changed since day 1.

Unlike most agents who are only eager to sell a plan and disappear, Steph has never stop guiding me towards the initial goal we’ve set out together.
She meets me during our reviews and motivates me to stay on track. Sometimes I feel like she’s more concerned in my future planning than I am! 



Thanks to her, I also learned that financial planning isn’t just about insurance, the other aspects of wealth management are just as important.
Steph was also able to advise me on other financial matters.

I’m thankful that Steph has so much knowledge in wealth management that makes her a reliable advisor who I can trust and leave my financial matters in her hands.



If you’re someone who is busy building your career, work with Steph and she will take care of your financial portfolio while you pay full attention in your career!

Regards,
Manfred , Business Owner

Meet my super friendly financial advisor!

Hi Everyone,

Stephanie is very transparent in describing the policies. She described a lot of actual examples of real scenarios which helped to decide what kind of a policy I needed. Most importantly since the beginning, she acted as a friend rather than a stranger which makes her someone that I can talk comfortably with. It is really nice how she kept herself calm and patient even though I asked the same question multiple times.

I've learned a lot about scenarios that happened to other people in the world which helps me to identify risks and plan ahead.

If you like to have an investment plan or medical insurance, you should really talk to her.

Regards,
Eranga , Senior Software Developer

Meet my Advisor!

Hi Everyone,

Stephanie is an evident and a straightforward agent who goes into key points and makes things easy to understand for me. Also, she explained very well my financial needs. It feels like a friend who truly cares about me!

Regards,
Thikilan, Resident Engineer

Not Just An Advisor

Hi Everyone,

Stephanie was a financial advisor that i’ve fortunately stumbled upon 2 years ago. Well, 2 years later, she’s not only a financial advisor but a dear friend (with very good financial knowledge) to me.

Being patient, knowledgeable and trustworthy are some of the important factors we look for in a FA. But Stephanie is more than that. She is honest and empathetic to her clients’ needs and demands. She fights for what’s right for you!

Her commitment to her profession allowed me to be better in financial planning and I am really thankful to have met this sweet girl :)

Regards,
Florence , Flight Stewardess

Most Trustworthy Financial Advisor

Hi Everyone ,

Steph is a really hardworking and dedicated person, she will go through all lengths to ensure that you are well covered and protected. She does her research and has in-depth knowledge into coverage and personal finance management. Im grateful to have her taking care of my interest and keeping a look out for what is best for me.

Regards,
Vallence, Entrepreneur

Helpful and good product knowledge

Hi Everyone ,

Stephanie has a very good product knowledge and she explains each and every thing very nicely and in a detailed way. She has the patience to answer all your questions and her replies are very satisfying. She is very friendly, down to earth person and extremely helpful. You won't feel that you are meeting her for the first time and is highly recommended to have a discussion if someone is going to buy an insurance plan.

Thank you Stephanie for all the advises and inputs!

Regards,
Ayush, AVP

Meet my Financial Advisor

Hi Everyone,

I've met and engaged a fair number of FAs over the years and Steph is definitely the most thorough and responsive by a country mile. Her patience in the face of my numerous questions and requests for further information is extremely commendable.

She takes time to listen to my considerations and understand my goals whilst providing her views and advice at the right moments. Ultimately, she fights for what's necessary for me and is clearly here to work with me for the long haul - a vital trait for a relationship that requires trust.

Regards,
Michael, Lawyer

Meet someone Trustworthy & Dedicated

Hi Everyone ,

Stephanie is a friendly and dedicated financial adviser who provides positive influence and is truly interested in their client’s circumstances, preferences, and overall well being.

Her professionalism and knowledge of her industry ensure there are no questions left unanswered in determining the right strategy for her clients.

Her dedication to clients and business excellence sets her apart and I would highly recommend her to anyone wanting to achieve better financial planning.

Sincerely,
Xiang Ting, Project Officer

Steph as my advisor

Hi Everyone,

I'm happy to say, that to me, Steph embodied the meaning of the word, professionalism. It's not everyday one can meet such a financial services consultant, that possess just the right mix of passion, knowledge, experience and tad of aggression in pushing the appropriate product for what I needed, though I might not have realized it at that time.

Steph took the time to listen to my current situation, my plans for immediate, near and future, and also to thoroughly run through my financial positions before advocating a plan. I recall vividly asking her if I should terminate my existing policies with another firm, and she truthfully advised me against, even though she knew that it would potentially mean another purchase from her.

Simple things that are oft forgotten, for example punctuality, in almost all our meetings, ashamedly, shes always earlier than me, and always remembering the small details in the plans that she’d always inject back which shows that shes not just hearing me, she is listening to me.

So, in such uncertain times and chaos, I just want to take this time to acknowledge the hard work that she have always done and rushing out the quotes and contracts even though unneeded, but it's much appreciated.

I wish her good health and please continue being the steadfast positive, optimistic adviser that I feel confident and am happy to work with for my future needs.

Regards,
Jeremy, Manager

SHE IS AMAZING

Hi Everyone,

SHE IS AMAZING!

I was skeptical at first as for a start, I am totally clueless on anything regarding investments or insurance but Stephanie made the entire planning process easy. She is friendly and she truly cares of her client’s needs. She really tailored the financial plans according to my needs and capabilities. I’m so glad that you’re my financial advisor. So extremely glad to have met you, Stephanie! Thank you for securing my financial plans for the future.

You’re the best!

Strongly Recommend! 10/10

Regards,
Diyanah, Pre-school Teacher

Passionate and Trustworthy

Hi Everyone ,

I can honestly say that getting insurance has never been easier thanks to Stephanie. She is a professional financial advisor, jovial and non judge mental. Her expertise comes across as soon as she talks about finances. Other financial planners were only determined to sell me insurance policies without considering what my needs are. Stephanie on the other hand was able to suggest a couple of policies to me that’s almost as if it's tailor made.
She made the entire process very seamless and by the end of it I knew I got the best.
She was consistently responsive, informative and patient with all my queries.

Regards,
Franklin Joseph, IT Engineer

Great person great character!

Hi Everyone,

Stephanie is a great person with a great character. She is very trustworthy and provides excellent service.
The level of service and professionalism I’ve received from Stephanie @ AIA Insurance is unparalleled.
She is confident that I was making a wise investment.
Admittedly, I don’t know much about insurance or investments, but she has always taken the time to educate me and inform me about my various options.
She legitimately cares about her clients and their well-being.
Good job Stephanie!
👍🏼👍🏼👍🏼💪💪💪💪

Regards,
Gary

Very patient and attentive to details

Hi Everyone ,

Steph is one of the most dedicated agent I've met and takes pride in her work. Very patient and attentive to details, assistance is always readily available from her. She advises not just on protection needs, but also on financial goals and portfolio management. She will be there for you every step of the way. Kudos to that & keep the energy going! 👍🏻

Regards,
Kelvin, Project Manager

Lucky to meet Steph!

Hi Everyone,

I feel lucky that I met Steph when I was looking for my first policy. She tailored the financial plans to my needs and capabilities. She is continually very attentive and helpful all the way after I signed up for the plans. I'm very glad having her as my financial advisor and a friend. Thanks!

Regards,
Steven, Consulting Engineer

Passionate in helping and advising people

Hi Everyone ,

I met Stephanie through LinkedIn as I was looking for a representative from every insurance company out there to expand my choices. What sets Stephanie apart from the rest of the advisors is her passion in advising and helping people, making sure that she acts in the interest of every individual client. Even though I did not purchase a product from her in the end unfortunately, she is still willing to relentlessly assist me in other matters.

For anyone who genuinely wishes to learn more about the importance of long term financial planning and getting yourself protected, give her a chance to be your advisor so that in time to come when you need money during emergency or retirement, you will be very thankful of the monetary assistance rendered.

Regards,
Jian Hui, Engineer

10/10 highly recommended!

Hi Everyone ,

Stephanie goes beyond the job scope of a financial & insurance advisor.

She showed professionalism in all aspects of my planning process, and clearly explained my financial needs, providing a helpful attitude that makes me very satisfied being one of her clients. And now wealth and health are coming in my direction!

I am confident that anyone wishing to plan their financial future, she will be an asset and I would recommend her to my friends!

10/10 Strongly Recommended.

Sincerely,
JunSheng, Senior Analyst Programmer

Hi Everyone,

Stephanie is the most sincere and dedicated agent i have met so far. She is very helpful and takes care of client's needs not only financially but overall well being. Glad to have met you, Stephanie. Thank you~ ♡♡♡

,
Adeline, Manager

Hi Everyone,

Stephanie is very professional in giving me advice regarding about how important financial & hospitalisation plan is. She consulted me well in different kind of perspective. Steph is also very friendly & also patience towards all my question that I asked! Thank you Steph!

Regards,
Fatehah

She really cares

Hi Everyone ,

Stephanie was very clear and a straightforward agent who’s go into key points and makes things easy to understand. She feels like a friend who truly cares about me!

Regards,
Rui Long

Passionate and dedicated Agent

Hi Everyone,

Stephanie truly cares about my financial goals in life and is also very patient with her explanations when it comes to income protection needs especially simplifying things so that I can grasp important details. She really helped me to see Financial planning in a different light. Both heart work and hard work from this lady! 👍🏻💯

Sincerely,
Michelle


DISCLAIMER

This is not an official AIA web profile. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.